Horizon MoneyHorizon Money
IMPORTANT DISCLAIMER — PLEASE READ CAREFULLY: This website is for educational and informational purposes only. It does NOT constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All investments carry significant risk, including the potential loss of principal. Past performance does not guarantee future results. Before making any investment decisions, you MUST consult with a qualified financial advisor. We are not licensed financial advisors.

About Us

Horizon Money started because we got tired of pretending money conversations aren't weird. You know that feeling? When someone talks about budgets or investments and your brain just... checks out? Yeah, we lived that too. After watching friends make money decisions based on fear instead of facts, we decided something had to change. We're here to strip away the jargon, ditch the shame, and actually help people understand their money. Not to turn you into a Wall Street type. Just to give you the confidence to make choices that feel right for your life.

Over time, we’ve built a reputation for reliability, quality, and clear communication. We treat each project as a partnership and aim for outcomes that last.

Our Core Values

The principles that guide everything we do

Honesty Over Polish

We don't sugarcoat money problems. Can't afford that vacation? We'll say it straight. But we'll also show you how to work toward it. Real talk, real solutions.

No Judgment Zone

Your financial past doesn't define your future. Made mistakes? Great — most people have. We focus on what you do next, not what you did last year.

Everyone Deserves to Understand

Money literacy shouldn't be gatekept by fancy degrees. We explain complex stuff in plain language. Period.

Small Wins Build Momentum

Massive change feels impossible. Tiny, consistent progress? That's how real transformation happens. We celebrate the small stuff.

Our Story

We launched Horizon Money back in 2018 with three people and a whiteboard full of questions. The founders had backgrounds in finance, but they were frustrated — frustrated that the industry treated money like it was rocket science. They watched their own families struggle with debt and worry, even when they earned decent money. So they left the corporate world and started teaching. Small workshops at first. Then online courses. Then a community. Now we've worked with thousands of people across the Czech Republic, and honestly? The best part isn't the growth. It's watching someone's face change when they finally get it.

2015

Company founded with a team of 3 passionate professionals

2018

Expanded services and reached 500+ satisfied customers

2021

Opened new headquarters and doubled our team size

2024

Celebrated serving over 2,000 clients with 98% satisfaction rate

Our Story

Meet Our Team

The people behind Horizon Money

We’re a team that values ownership, clarity, and growth. We celebrate wins, learn fast, and keep client outcomes at the center.

Tomáš Kovács

Tomáš Kovács

Founder & Lead Educator

Spent 9 years in banking before realizing spreadsheets don't solve money anxiety. Now he teaches because he actually enjoys conversations about finances. Coffee enthusiast and recovering perfectionist.

Barbora Novotná

Barbora Novotná

Content & Community Lead

Former journalist who found her way to financial education. She's obsessed with making complex topics readable. Also runs our community forum where people ask the questions they'd never ask anyone else.

David Příhoda

David Příhoda

Behavioral Finance Coach

Psychology background, not finance. He focuses on why we make dumb money decisions and how to stop. Believes your mindset matters more than your salary ever will.

Why Choose Us

Experienced Team

Our professionals have decades of combined experience. We've seen it all and know how to handle any challenge.

Quality Guaranteed

We stand behind our work with comprehensive guarantees. If you're not satisfied, we'll make it right.

Fair Pricing

Transparent, competitive pricing with no hidden fees. You'll always know exactly what you're paying for.

Proven Results

Thousands of satisfied customers and a track record of successful projects speak for themselves.